Modern Payments

The smarter way to
send and spend money

Send funds instantly, redeem gift cards, earn rewards, and shop — all from one account.

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Instant Transfers
Send money to any NovaPay account holder in seconds. No fees, no delays.
🎁
Gift Cards
Check balances and redeem gift cards directly to your account balance.
Rewards
Earn loyalty and birthday rewards. Redeem them as account credit anytime.
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NovaPay Shop
Browse and purchase items — funds debit from your account instantly at checkout.